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About Beavar

Insurance infrastructure for platforms, providers, and rental buyers

Beavar supports enterprise API insurance exchange workflows and self-service car rental insurance purchases. TNCs use APIs, insurance companies publish rating controls, third-party providers receive routed rental requests, and individual or corporate buyers can purchase rental insurance through the portal.

  • Realtime quote and bind workflows for rideshare, delivery, rental, and location-based risks
  • Self-service car rental insurance checkout for individuals, rental companies, and corporate buyers
  • Tenant separation between TNCs, insurance companies, agents, and platform administrators
  • Signed API requests, payment collection, audit events, provider routing, and pay-as-you-go ledger entries
How It Works

One exchange, multiple purchase and API paths

Buyers can purchase rental insurance on the fly while TNCs and providers use signed API workflows for realtime quote, bind, payment, and settlement operations.

1
Buyer or TNC starts a request

Individuals, rental companies, corporate buyers, or TNC APIs submit rental, trip, driver, customer, vehicle, location, and coverage data.

2
Insurance products are evaluated

Published insurer products and rating versions generate candidate prices and terms.

3
Beavar selects and records the quote

Provider preferences, cheapest pricing, or round-robin rules select the offer and write audit and fee records.

4
Payment is collected

Buyer checkout or TNC billing creates the payment record, platform fee, carrier amount, and wallet ledger entries.

5
Coverage is bound

The accepted quote becomes a rental insurance receipt or API policy binding with traceable status.

6
Events close the loop

Finalized, cancelled, claim, and closed events update transaction status and audit history.

Platform Features

Built for enterprise-grade insurance operations

The exchange separates duties, secures API access, supports buyer checkout, and gives each participant the interface they need.

Car rental insurance checkout

Individuals, rental companies, and corporate buyers can quote, pay, bind, and view receipts.

Signed realtime quote API

TNC systems use API keys, HMAC signatures, timestamps, nonces, and trace IDs.

Dynamic rating models

Insurance companies manage products, thresholds, rating versions, and active/inactive rules.

Provider and route controls

TNCs and rental requests can use cheapest, preferred, static, random, round-robin, or third-party routing rules.

RBAC and tenant segregation

Platform, TNC, insurer, and agent permissions are scoped to the right organization.

Audit and payment events

API activity, key lifecycle, payment collection, quote decisions, bindings, and fee changes are logged.

Pay-as-you-go ledger

Quote binding and buyer checkout create charges, carrier revenue, and Beavar platform fee entries.